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Disability Insurance
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Disability insurance can help protect you and your family from an unexpected illness or accident that leaves you unable to work and earn an income. Generally, disability insurance replaces a portion of your regular income for a specified time if you can’t work.
What are the advantages of owning an Individual Disability Insurance Policy?
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You own your coverage.
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You can seek the maximum coverage amount your individual circumstances allow and add additional top-ups to make it perfectly sized for you.
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The coverage is portable: it goes wherever you go, regardless of whether you change employers.
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Your cost of insurance will not change unless you increase the coverage amount.
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If you pay your own premiums using after-tax income, you will receive the benefits tax-free.
As you can see there are a lot of benefits to owning a Disability Insurance policy.
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I would be happy to answers any of your additional questions. Please schedule an appointment with me.
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